What we do - Advice Process

Grape Benefits Ltd always provide their clients with professional unbiased advice. The big advantage of Independent Financial Advice is that we provide you with access to all companies that may provide solutions for your situation.

Our Advisers are fully qualified with experience in their specialist fields. They are available to answer your financial queries in a clear, concise way.

Areas of advice include:

  • Pensions
  • Investment Advice
  • Income Drawdown / Annuity Purchase
  • Protection products

Our client service works as a three stage system as illustrated below;

Stage One

We will talk with you to gain a detailed understanding of your circumstances and establish what your priorities are both now and for the future. From this, we can develop your personalised solution, sharing with you our knowledge of investment markets. More than just keeping you abreast and informed, this enables you to have a far greater appreciation of what you can do with your money and what options are best for your needs.

Stage Two

We, along with our team using analytical software, create a comprehensive and personalised report based upon your needs and objectives. The report will set out an effective financial strategy for you to follow and helps you to prioritise your individual goals. Once these are agreed the next stage of the process can take place.

Stage Three

Through regular reviews, we help you manage, monitor and adjust your financial plan. We can report to you in the way you would prefer – face to face, by phone, email or post, or indeed a combination of these methods.

RISK WARNING: A PENSION IS A LONG TERM INVESTMENT. THE FUND VALUE MAY FLUCTUATE AND CAN GO DOWN. YOUR EVENTUAL INCOME MAY DEPEND ON THE SIZE OF THE FUND AT RETIREMENT, FUTURE INTEREST RATES AND TAX LEGISLATION.