What we do - COVER EVERY OUTCOME
Grape Benefits has been built on our core values. As employee benefits consultants, we liaise with employers regularly, offering a comprehensive and proactive service in respect of your employer to include the process of Auto Enrolment.
To date, our experience has proven that an efficient and straightforward approach, from the initial meeting to
on-going support, is highly appreciated by our clients.
We can audit any existing arrangements and provide advice on the best options for your company.
Generally, pensions are the most utilised benefit and the use of salary exchange is the most tax efficient method of funding pension contributions. This enables both the employee and the employer to make significant savings on National Insurance. This saving can be used to further enhance your employer contributions or to offset against the cost of working with Grape Benefits.
We offer group presentations on site and individual meetings with all eligible members of the scheme. This process is repeated every year through to retirement, helping the individuals to better understand their pension.
Over time, we will adapt their portfolio to protect the value of their funds as they near retirement.
The areas we cover include:
- Group Pensions
- Group Life
- Group Income Protection
- Group Private Medical Insurance
- Key Person Protection
- Shareholder Protection
- Annuity Purchase
- Self Invested Personal Pensions
- Small Self Administered Schemes
- Ocupational Pensions
- Individual Financial Planning.
RISK WARNING: THE VALUE OF INVESTMENTS AND INCOME FROM THEM CAN GO DOWN. YOU MAY NOT GET BACK THE ORIGINAL AMOUNT INVESTED.